Our Universal Banking Access (UBA) is an interface (API) that developers can integrate into any application. The API enables access to German banks to retrieve account and transaction data for end customers after explicit consent.
What makes it special: It’s not just for checking accounts, but also for credit card accounts, securities accounts, and other financial data. Companies no longer have to connect each account individually to their application, but can access and process the data via a single platform. This enables, for example, the seamless connection of traditional financial services with other non-banking services (“Embedded Finance”) by making account data from payment institutions accessible in a user-friendly, flexible, fast, and secure way.
Was this article helpful?
That’s Great!
Thank you for your feedback
Sorry! We couldn't be helpful
Thank you for your feedback
Feedback sent
We appreciate your effort and will try to fix the article